Dental Financing in Keller, TX

While not everyone has dental insurance, there are still ways to reduce personal costs for dental care. Many patients utilize CareCredit to divide payments into smaller, more manageable installments tailored to their financial situation, often with minimal to no interest. LendingClub is another option, offering various plans based on individual needs. If interested, you can apply for CareCredit or LendingClub by following the links below.

How Can Your Dental Plan Save You Money?

Having dental insurance means understanding your plan to ensure you maximize your benefits. When you visit Ridgepoint Dental Keller, our team can assist in reviewing your policy, determining covered treatments, and filing claims on your behalf to ensure you receive the savings you’re entitled to. If you have inquiries about insurance and optimizing its use, feel free to contact our dental office today.

How Does Dental Insurance Work?

While standard medical insurance typically covers treatments for existing health issues, dental insurance prioritizes preventive care. This often translates to comprehensive coverage for routine checkups and cleanings, with many plans offering full coverage for these services. Conversely, insurance companies typically provide partial coverage for restorative treatments like crowns or procedures such as root canal therapy.

What is Covered in a Dental Insurance Plan?

With numerous insurance companies offering varying coverage, the benefits provided by your policy may differ. We can assist you in understanding your benefits before making a treatment decision. Below is a general outline of the typical framework for dental insurance coverage. (Please note that your plan may vary.)

Preventive care, such as regular checkups and cleanings, is frequently fully covered.
Minor treatments like fillings are typically covered at approximately 80 percent.
Crown placement and other “major treatments” usually receive 50 percent coverage.
The majority of plans do not provide coverage for cosmetic procedures such as teeth whitening.

Cosmetic Procedures and Dental Insurance Coverage

Currently, we are affiliated with the majority of major PPO plans, operating within predetermined costs set by the insurance company. Nevertheless, we also accommodate other plans. While coverage may vary, we ensure clear comprehension of your policy’s benefits to maximize your savings. If unsure about insurance acceptance or seeking an estimated coverage amount, feel free to reach out to our team for assistance.