Request Request an Appointment Forms Complete Our Forms Find Us Like Us on Facebook Reviews Leave a Google Review Call Map
Click Here to Read About Our Commitment to Safety & COVID-19 Precautions

Dental Insurance: Time to Use It or Lose It

October 19, 2020

Filed under: Uncategorized — ridgepointdent @ 8:06 pm
Woman smiling after learning how to maximize dental insurance benefits

When it comes to dentistry, do you feel like you’re saving money? If the answer is no, now is the perfect time to change that! It all starts with understanding how dental insurance works. Each year, billions of dollars in dental benefits are wasted because people aren’t taking advantage of their plans. Most dental insurance plans renew at the beginning of the year, which means that any unused benefits will be all gone in January. Thankfully, your dentist has provided some easy tips on how to maximize your dental insurance benefits before they expire!

Know This One Important Number

The first step you should take to save with dental insurance is knowing one number: your annual maximum. This figure is the most that your insurance provider is willing to pay in a single year. The easiest way to maximize your dental benefits and minimize your out-of-pocket costs is to find out this number and use as much of it as possible before January 1st. Spending your maximum is easy—just be sure to visit your dentist!

Focus on Prevention

Most dental insurance plans cover your preventive checkups and cleanings 100%, encouraging you to see your dentist more frequently, avoiding more extensive and expensive treatments in the future. That said, the best way to utilize your insurance benefits is to see your dentist at least twice a year for routine appointments. By attending these regular visits, you’ll be spending your annual maximum AND protecting your smile from avoidable problems. Remember, fixing a small cavity caught early on is much less expensive than a severely decayed tooth, which will need more involved restoration like a dental crown.

Remember Your Deductible

Another number to keep in mind is your deductible. This is a single fee that you pay once a year, which essentially unlocks your dental insurance. Typically, it’s around $50—once you pay it, it’s in your best interest to see your dentist in Keller as much as you can before you have to spend another deductible when the year (and your plan) restarts.

Schedule Your Appointment Soon

It’s always good to see your dentist throughout the year to utilize your benefits, but now that it’s October, it’s crunch time! Make sure to see your dentist for any outstanding treatments like dental crowns or other restorations so you won’t have to pay more out of pocket than you have to, and you can avoid an additional deductible in 2021.

Using these tips, you can keep your smile healthy and your wallet full, which is great since the holiday season will be here before you know it!”

Meet the Dentist

Dr. Sweeta Walia has over 15 years of dental experience, helping patients of all ages smile with health and happiness. She takes pride in offering quality dental care that is also affordable, which is why she is in-network with most major PPO plans, and she also accepts alternative financing. If you have any questions about how to get the most out of your plan before January, she can be reached through her website or by phone at (817) 952-8100.

No Comments

No comments yet.

RSS feed for comments on this post.

Sorry, the comment form is closed at this time.