Aetna – Keller, TX
Learn More About the Benefits of Aetna
Brushing and flossing aren’t enough to keep your smile healthy. The American Dental Association also recommends regular dental care. You don’t have to worry about missing preventive appointments or delaying dental work if money is tight. Your dental insurance is an investment in reduced dental expenses to keep your teeth and gums healthy. Dr. Walia, your Aetna dentist in Keller, will help you achieve optimal oral health for minimal out-of-pocket expenses using your dental coverage.
Aetna Coverage Availability & Fees
Paying your monthly premiums for your policy gives you access to affordable dentistry. Dental insurance focuses on prevention to stop common oral health issues from occurring. However, it also provides coverage for common restorative treatments to rehabilitate your smile quickly for minimal expense. Every policy differs, but most include:
- 100% coverage for preventive dentistry
- 80% coverage for minor restorative dentistry
- 50% coverage for major restorative dentistry
You can visit your dentist every 6 months for a cleaning and checkup after a copayment. Preventive appointments keep common dental issues at bay, like tooth decay and gum disease. Not only will you preserve your natural smile, but you’ll reduce your long-term oral health expenses because you’re less likely to need treatment later. Research has found that $1 spent on prevention can save up to $50 on restorative services.
If you require dental work, Aetna is there for you. After meeting your annual deductible, your dental benefits can pay up to 80% of the cost of medically necessary treatments until reaching your yearly allowance.
Unfortunately, your coverage doesn’t last forever. Your benefits reset at the end of the year, and you’ll lose anything you haven’t used. On average, less than 3% of Americans meet their annual limits, which means you could lose hundreds to thousands of dollars that could have been spent on your smile.
Aetna recommends choosing a dentist in their network because they have pre-negotiated rates with certain dental practices. You can visit any dentist that accepts your policy, even if they are out-of-network. You’ll have to pay the difference between your insurance’s allowable coverage and the office fees.
Dr. Walia is proud to accept both in-network and out-of-network patients. We will help you utilize your coverage to keep a healthy smile within your budget.
Meet Bana, Registered Dental Assistant
Dental insurance in Keller can be confusing, but you don’t have to navigate your policy alone. Bana is here to help you. She attended dental assistant school in Texas, becoming a registered dental assistant. She strives to ensure every patient has a positive experience while in our office.
Bana will work on your behalf with Aetna to maximize your dental insurance benefits. She will explain how they are being used and if there’s any remaining balance. Bana will discuss your payment options for any out-of-pocket expenses, like a monthly payment plan.
You pay for your dental insurance every month, so why not use it? If you’re ready to schedule an appointment, contact us through our website or call (817) 835-6955.